Frequently Asked Questions About Car Accidents

How long do I have to file a personal injury claim? What if the driver who hit me is uninsured? Why do I need to hire a personal injury lawyer?

We answer these questions and many more in our collection of frequently asked questions. Unlike many websites that provide brief yes-or-no answers to important legal questions like these, we provide detailed answers to help you get a better idea of your rights, your options, and what you can hope for in the future.

If your questions are not answered here, feel free to connect with us through our website, or call us at 843-488-5360, to speak directly with us about your legal concerns.

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  • What are my responsibilities as a passenger in a car?

    If you are a passenger in a car, it is your duty to maintain a reasonable lookout for dangers, but you are not expected to anticipate every decision of the driver. You should only ride with a driver that you trust to make sound decisions.

    For more details on your responsibility as a passenger in a car, see the full blog.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

    Voted Best Attorney, The Derrick Law firm will work to get you the benefits you need.

     

  • If someone drives my car drunk, am I responsible for the damages?

    If you allow someone to drive your car while they are drunk or under the influence of drugs, you may be held liable for the injuries and/or damages they cause in a car accident.

    The injured party must prove the essential elements of “negligent entrustment."

    For more information on negligent entrustment of a vehicle to an intoxicated driver, please see our blog.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

  • Am I responsible for the damages or injuries caused by someone else driving my car?

    If you allow someone else to drive your car and they are involved in a car accident, you may be held liable for the damages or injuries caused by that person.

    You could be held responsible if the person you let drive your car is unfit to drive and you knew, or should have known, that they were incapable of safely driving the car. This may include allowing someone to drive your car that is under the influence of alcohol or drugs.

    For more on this topic, read the full blog on negligent entrustment.

    If you are the injured party in an auto accident, you may need a personal injury attorney to help you get the medical treatment you need and your medical bills paid.

    Personal Injury Lawyers at The Derrick Law Firm have over 29 years of experience in personal injury law including auto accidents, motorcycle accidents, slip and falls, workers' compensation, wrongful death, and insurance claims.

    Voted Best Attorney by the readers of the Horry Independent and Myrtle Beach Herald, The Derrick Law Firm will work to get you the full value of your case.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

  • Who is liable for damages caused by a minor in a car accident?

    If a minor is driving a car and is at fault in a car accident, the South Carolina Family Purpose Doctrine states that the head of the family who owns and maintains the car for the everyday use of his family is responsible for the negligence of someone within the family when they drive the car.

    See our blog for more information regarding the Family Purpose Doctrine

    If you or a member of your family are a victim in a car accident, you may need a personal injury attorney to help you with your claim.

    Voted Best Attorney by the readers of the Horry Independent and Myrtle Beach Herald, The Derrick Law Firm will work to get you the full value of your case.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

  • How much insurance do I need for my car or motorcycle?

    There are several types of auto insurance coverage you can, and should, include in your insurance policy to protect yourself and your family in the event of a car accident.

    Med Pay or Personal Injury Protection, an insurance add-on, is very helpful in covering medical expenses if you are seriously injured. It is much like health insurance for your auto insurance policy.

    It is also very important to have Underinsured and Uninsured Motorist Coverage (UIM) in the event the at-fault party does not have any insurance to cover your expenses, or does not have enough insurance to cover your expenses.

    For more information about how much insurance coverage you need, download your FREE copy of “3 Feet from Disaster,” by Myrtle Beach Personal Injury Attorney Dirk J. Derrick.

    Voted Best Personal Injury Attorneys by the readers of the Horry Independent and Myrtle Beach Herald, The Derrick Law Firm will work to get you the full value of your case.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

  • Should I sign a Medical Authorization form for the insurance company?

    If you are injured in a car accident and are receiving medical treatment, the at fault insurance company may ask you to sign a medical authorization form so that they may have access to all of your medical records since birth.

    Do not sign ANY medical authorization forms from the insurance company.

    The insurance company can use this information to deny or reduce your personal injury claim.  Also, if you go to court, the insurance company may try to hire a medical expert that will testify that a pre-existing condition is the cause of your current problem.

    If you have been seriously injured in a car accident, you may need a car accident lawyer to get you the medical treatment you need and get your medical bills paid.

    Myrtle Beach Personal Injury Attorneys at The Derrick Law Firm have over 29 years of experience in personal injury including auto accidents, motorcycle accidents, slip and falls, workers' compensation, wrongful death, and insurance claims.

    Voted Best Attorney by the readers of the Horry Independent and Myrtle Beach Herald, The Derrick Law Firm will work to get you the full value of your case.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

  • Should I give an insurance adjuster a recorded statement?

    If you are seriously injured in a car accident and are asked to give a recorded statement to the insurance company, just say no until you have spoken with a car accident lawyer.

    Many times, adjusters will ask for a recorded statement while you are still in the hospital on medication or weak from your injuries.

    Additionally, if you are unfamiliar with legal terminalogy, you may be asked questions in such a way as to provide a basis for denying your claim. 

    If you are asked to give a statement, ask the adjuster to show you the at-fault drivers recorded statement first. See if he or she will give you a copy.

    If you are uncomfortable talking to the adjustor, call The Derrick Law Firm for a free consultation with a personal injury lawyer.

    Myrtle Beach Personal Injury Attorneys at The Derrick Law Firm have over 29 years of experience in personal injury including auto accidents, motorcycle accidents, slip and falls, workers' compensation, wrongful death, and insurance claims.

    Voted Best Attorney by the readers of the Horry Independent and Myrtle Beach Herald, The Derrick Law Firm will work to get you the full value of your case.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

  • Car Accident: How do I get my medical bills paid?

    If you are seriously injured in a car accident and need to seek medical treatment, you will not get your medical bills paid by the at-fault driver's liability policy as they are being incurred. Once you are done seeing doctors, you are able to submit all of your bills to the insurance company to be reimbursed.

    This procedure occurs because an insurance company does not have a legal obligation to pay your medical bills as you go.  From a leverage standpoint, the more financial strain you feel from medical bills piling up, the more likely you are to take a quick and low offer to settle your case. 

    This is one of the reasons why you need PIP (Personal Injury Protection) or Med Pay coverage on your own vehicle insurance policy. 

    These coverages will reimburse you as you incur the bills up to the PIP or Med Pay policy limits.  It is recommended to file medical bills on your health insurance, Medicare, or Medicaid if you have it to make sure you get the necessary medical treatment. 

    If you do not get medical attention, even if it is because a lack of money, the insurance company will argue that you were not hurt because of the lack of medical care.

    Being seriously injured in an accident can change your life and cause hardships. If you feel you need help getting the medical treatment you need and your medical bills paid, contact Myrtle Beach Car Accident Lawyers at The Derrick Law Firm for your FREE consultation. 843-488-5360.

    Personal Injury Attorney Dirk Derrick has over 29 years of experience in personal injury including auto accidents, motorcycle accidents, slip and falls, workers' compensation, wrongful death, and insurance claims.

    Voted Best Attorney by the readers of the Horry Independent and Myrtle Beach Herald, The Derrick Law Firm will work to get you the full value of your case.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

  • What should I tell my doctor about my car wreck?

    If you are injured in a car wreck and seek medical care, you should tell your doctor, the truth, the whole truth and nothing but the truth. 

    Let your doctor know how you were hurt and be completely honest with him regarding your injuries. 

    That means:

    1. Tell him about every pain and problem, even if you think it is minor. If you don't report it when it first bothers you, it is hard to get the treatment paid for in the future.
    2. Tell him about your medical history and make sure you let him know of any pre-existing problems you had prior to the wreck. If you don't, the insurance company will argue you tried to mislead your doctor.
    3. Do exactly what he/she tells you to do and make every appointment. If you don't, the insurance company will argue you must not have been hurt because you didn't go to your doctor.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

  • Do I trust my adjuster will make the best decision for me?

    If you want to know whether your car accident adjustor will make the best decisions for you, ask him/her if he is going to represent you against his company and look after your interests.  Then ask if he will sign a statement you prepare that states the following:

    1. You are innocent of fault and the insurance company admits their insured caused the wreck.
    2. He will certify to you each insurance coverage and the policy limits of each coverage before making you an offer.
    3. He will investigate to make sure there is no other available insurance coverage, including umbrella policies, UIM coverage, and/or PIP or Med Pay coverage.
    4. He will give you a copy of the at-fault party recorded statement before asking for a statement from you.
    5. He will give you a copy of all witnesses' statements.
    6. If you sign a medical release, he will only seek information concerning medical treatment you have received because of this wreck.
    7. He will tell you how much money they have set in "reserve" to pay your claim.
    8. He will give you a copy of all "index"  and financial information they have on you.
    9. He will not be talking to my neighbors, co-workers, and friends to try to dig up trash on you.
    10. He will not have a private investigator follow you around trying to catch you doing something.
    11. He will pay for your medicals and lost wages as they are being incurred to lesson any stress caused by his insured's negligence.

    He won't.  His loyalty is with his company, not your health or your livelihood.

    Myrtle Beach Personal Injury Attorney Dirk Derrick has worked since 1991 to champion the health and livelihood of victims of car accidents much like you. He specializes in personal injury law that includes auto accidents, motorcycle accidents, slip and falls, workers' compensation, wrongful death, and insurance claims.

    He knows that the insurance company works against you, not for you and he will use his knowledge and experience to get you the full value of your case.

    Voted Best Attorney in Myrtle Beach by the readers of the Horry Independent and Myrtle Beach Herald, Mr. Derrick works hard for his clients.

    Have You Been Injured In A South Carolina Area Car Accident?

    If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.