Follow Doctor’s Orders
If your condition requires ongoing treatment or rehabilitation, make sure to attend all appointments. Additionally, if a doctor has imposed limitations on your behavior, follow those instructions. Not complying with a provider’s recommendations could constitute a refusal to accept treatment, which is a reason for denial or termination of benefits.
Be wary when dealing with insurance adjusters. Be very cautious when talking to and sharing information with an insurance adjuster. The adjuster’s job is to save the insurance company money, and he will seek to use any facts about past injuries, medical care, and lifestyle against the injury victim. Do not offer anything more than basic information to the insurance company, and be aware that the agency may be investigating you at any time. Be honest. Too many legitimate claims have been denied because the injured worker was not completely straightforward, even about details that seem irrelevant to the claim. Be honest about how the work accident occurred and about any symptoms you may be experiencing. When talking with your lawyer, answer all questions truthfully, so he can provide the most effective representation possible.
Consult a lawyer after suffering permanent or extended injuries. For workers who suffer permanent injuries or injuries that are likely to require future medical treatment, it’s important to be fully aware of your rights. Insurance companies will likely offer a settlement, and any times, this offer is much too low to provide future or ongoing care.
