If you’re a victim seriously injured in an accident caused by someone else, the very fact that it wasn’t your fault is the reason you need an attorney. Without one, you might end up stuck with economic damages that should be paid by the at-fault driver:

Charleston Car Accident Lawyer Derrick Law Firm
  • Medical expenses
  • Property damage
  • Lost wages

Handling your claim without legal representation might also cost you the opportunity to get fair compensation for your non-economic damages:

  • Pain and suffering
  • Emotional distress
  • Loss of enjoyment of life

If you’re injured in a car crash caused by another driver, to strengthen and protect your claim, avoid admitting fault to anyone and contact an attorney as soon as possible.

Insurance Companies Will Fight Your Claim Following A Charleston Area Car Accident

If you’re one of the lucky car accident victims who has only minimal damage to a vehicle and minor injuries from the crash, you might be able to file your own claim against the negligent driver’s insurance company and cover your damages. The insurance company will not be so accommodating, however, if:

  • Your car is totaled.
  • You have severe injuries requiring surgery and/or referrals.
  • You have a long recovery ahead of you and cannot work for an extended period of time.
  • You are left fully or partially disabled.
  • Your loved one has died in the car crash.

In any of these cases, the insurance company may look for any way it can to dispute, devalue, or deny your claim. Adjusters will dig deep into your medical records to look for pre-existing conditions they can blame for your current injuries. Insurance companies are likely to use any ambiguity or imprecise language in the police report to place some or all of the blame for the wreck on you.

This information could be used to dispute/deny your claim or to offer you an unfairly low settlement soon after the crash and before you even know what your total medical expenses are likely to be. An attorney will try to prevent this by performing the following if necessary:

  • Checking the police report for inaccuracies and hiring an independent investigator if necessary
  • Interviewing witnesses to the crash and obtaining video footage from nearby security or red-light cameras
  • Connecting with your doctors to get accurate documentation of your injuries, treatment, and prognosis
  • Bringing in expert witnesses and/or an accident reconstruction worker
  • Putting a dollar amount on your pain and suffering
  • Negotiating with the insurance company to get you fair compensation
  • Taking your case to trial if necessary

Your Charleston Car Accident Lawyer Can Negotiate a Lower Percentage of Fault

Even if you are partially responsible for your own accident, you can still file a claim for damages. Your award will simply be reduced by your percentage of fault. South Carolina’s modified comparative fault system, however, will bar you from collecting any compensation at all if you are more than 50% to blame. The insurance company’s lawyers will do all they can to show that you were more than half responsible. Having an experienced attorney in your corner to fight back and prove them wrong can make the difference between collecting fair compensation and collecting nothing.

Have You Been Injured In A Charleston South Carolina Area Car Accident?

If you've been injured in a car accident you should speak with a car accident lawyer as soon as possible. Contact us online or call our Charleston, South Carolina office directly at 843.488.2359 to schedule your consultation. We are also able to meet clients at our Conway, Myrtle Beach, Murrells Inlet, Mt. PleasantNorth Myrtle Beach or North Charleston office locations.


Dirk J. Derrick
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South Carolina Lawyer Dirk Derrick helps victims recover from car accidents, personal injury & wrongful death.