Frequently Asked Questions

How long do I have to file a personal injury claim? What if the driver who hit me is uninsured? Why do I need to hire a personal injury lawyer?

We answer these questions and many more in our collection of frequently asked questions. Unlike many websites that provide brief yes-or-no answers to important legal questions like these, we provide detailed answers to help you get a better idea of your rights, your options, and what you can hope for in the future.

If your questions are not answered here, feel free to connect with us through our website, or call us at 843-248-7486, to speak directly with us about your legal concerns.

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  • How much is my Myrtle Beach truck accident claim worth?

    Navigating a legal claim shortly after a truck accident can be challenging for victims and their families. While still recovering from physical and emotional injuries, a victim may find filing an accident claim daunting. Many accident victims may wonder if pursuing a claim is worth it and how much compensation can be obtained from a personal injury case. Myrtle Beach truck accident compensation

    Understanding Accident Compensation in South Carolina

    It’s important to know the types of compensation available to truck accident victims. In a personal injury claim, the law allows a victim to pursue compensation for both economic and non-economic damages, including:

    • Medical expenses
    • Future medical expenses
    • Lost wages
    • Future lost wages
    • Pain and suffering

    Factors That Affect the Value of a Myrtle Beach Truck Accident Claim

    Compensation for an accident can be highly variable. The specifics of each unique accident dictate how much a claim is worth. Some of the main factors that affect the value of a claim include:

    Nature of Injuries

    Typically, the more severe the injury, the more compensation is likely to be awarded. Those with serious and lasting injuries will likely incur higher medical bills and experience a significant change in their daily lives. Higher compensation is also likely if the degree of pain and suffering the victim experienced is severe.

    Future Prognosis

    If injuries will continue to affect a victim’s life, or he’ll need care and rehabilitation well into the future, compensation can be awarded for that distress.

    Ability To Return To Work 

    In some cases, an injury makes it impossible for an accident victim to return to work—either at all or in the same capacity as before the injury. Any lost wages or reduction in earning potential could be addressed by the law.

    Degree of Fault 

    South Carolina is a fault state that follows the rules of modified comparative negligence. This means, an accident victim can receive compensation equal to the at-fault driver’s degree of liability. For example, if you are speeding 10 mph over the limit at the time that a driver runs a red light and hits you, you may be found to be 10 percent liable for the accident and the at-fault driver 90 percent to blame.

    Every truck accident claim is different, and an experienced attorney can examine the details of an accident and help victims and their families gain a better understanding of what a specific case might be worth. Given your unique circumstances, a lawyer can work to obtain all the compensation you need and deserve after the crash. Our legal team can answer your questions and help you more fully understand your rights. 

    Have You Been Injured In A South Carolina Area Truck Accident?

    If you or a loved one was injured in a commercial truck accident in Myrtle Beach, our experienced truck accident lawyers are ready to help right away. Contact us online, or call our Myrtle Beach, South Carolina office directly at 843.248.7486 to schedule your free consultation. We are also able to meet clients at our Conway, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

     

  • Should I give a recorded statement to an insurance company after a Myrtle Beach truck accident?

    recorded statement to insurance company Derrick Law FirmAfter a truck accident, you’re likely to hear from the carrier’s insurance company pretty quickly. An insurance adjuster will probably call, and he will be friendly and understanding of your situation. This does not mean, however, that he has your best interests at heart. 

    At the end of the day, insurance companies are businesses. They are out to save themselves as much money as possible. So, it’s important to be wary when talking to adjusters or any insurance company representative. They will try many tactics to gain leverage that will reduce your compensation.

    Recorded Statements Are a Bad Idea After a Myrtle Beach Truck Accident

    One common approach adjusters use is to convince an accident victim to provide a recorded statement. While the adjuster may present the request as simple and harmless, it can have devastating consequences for an injury claim. 

    During the recorded statement, the adjuster for the at-fault driver will try to gain as much information from the victim as possible and search for information that can later be used to minimize the claim. While an accident victim is not a criminal and is not under arrest, what they say can and will be used against them in negotiations.

    While those who are injured may need to cooperate to provide basic information to an insurance company, they are under no obligation to provide a recorded statement. If an insurance adjuster is pressuring you to record a statement, simply refuse. It’s best to delay the request and consult an attorney. 

    We Can Help When Insurance Companies Call About Your Myrtle Beach Accident

    Dealing with the pressure from an insurance company can be stressful when you are already worried about your injuries, missed work, family responsibilities, and more. It’s understandable that many victims fall prey to this common insurance company tactic. Most injury victims have little experience in this type of situation, and they may not have a full understanding of their rights. 

    This is when an injury attorney can help. An experienced lawyer can explain your rights and responsibilities clearly, identify insurance company tactics, and negotiate with the insurance company on your behalf. 

    The lawyers at Derrick Law Firm have helped many victims who have been where you are, and we may be able to help you, too. Take a moment to fill out the contact form on this page or call our Myrtle Beach office at 843.248.7486 to learn more about who we are and what we do. We are also able to meet clients at our Conway, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

     

  • What info can I give an insurance company after an accident?

    If you become seriously injured in a tractor trailer truck accident,or any kind of auto accident, the at-fault party's insurance company will contact you about your claim.

    Before speaking with them, know that the trucking company and their insurance adjusters are experienced and will want to limit damages early on if possible.

    The adjusters represent the truck company, and owe you no loyalty. They do not look out for your best interest. Do not give them statements or sign any releases for medical records or employment records.

    In serious auto accidents, trucking companies and their insurance companies will start investigating the accident immediately.  You need to retain a truck accident attorney immediately to allow an investigation immediately after the wreck. 

    Accident Attorney Dirk Derrick of The Derrick Law Firm has over 31 years of experience in personal injury law including auto accidents, motorcycle accidents, slip and falls, workers' compensation, wrongful death, and insurance claims.

    Voted Best Attorney by the readers of the Horry Independent and Myrtle Beach Herald, The Derrick Law Firm will work to get you the full value of your case.

    Have You Been Injured In A South Carolina Area Truck Accident?

    If you or a loved one was injured in a commercial truck accident in South Carolina, our experienced truck accident lawyers are ready to help right away. Contact us online, or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.

  • What are common causes of a truck accident?

    Tractor trailer truck accidents can occur for a variety of reasons.

    Some potential causes for a tractor trailer accident may include the following:  

    • Hiring an unqualified or proven bad driver
    • Lack of training on the part of the truck driver
    • Lack of driving experience
    • Overloaded trucks
    • Trucks loaded improperly allowing material to shift
    • Poorly maintained equipment on the trucks
    • A tired driver who has driven too many hours without rest
    • Speeding
    • Inattention
    • Driving aggressively
    • Driving under the influence of drugs or alcohol
    • Unsafe safety equipment
    • Violating Federal standards

    While there many reasons a truck accident may happen, you must protect yourself in the event of any accident you might be involved with in the future. Make sure you and your family are protected and be sure to have enough auto insurance.

    Get your FREE copy of 3 Feet From Disaster from Myrtle Beach Truck Accident Attorney Dirk Derrick. This book details what insurance coverage you need and how to protect your livelihood.

    Have You Been Injured In A South Carolina Area Truck Accident?

    If you or a loved one was injured in a commercial truck accident in South Carolina, our experienced truck accident lawyers are ready to help right away. Contact us online, or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.