After an accident and injury, the last thing victims want to do is fight with an insurance company. When you’ve faithfully paid on your policy, it’s reasonable to expect that your insurance company will provide the compensation you need to recover. Receiving a letter denying these important benefits can be very difficult to manage during this stressful time. Many injury victims aren’t sure what to do, and many wonder if they need an attorney to obtain the compensation they deserve. 
Getting Help From an Attorney After an Insurance Denial
While a lawyer is not required to deal with an insurance denial, an experienced insurance attorney can provide the guidance and action that victims need. Many injury victims have little experience dealing with insurance companies. They may not be prepared for the tactics insurance companies will employ, and they likely do not have a full understanding of their rights and obligations.
What a Myrtle Beach Insurance Lawyer Can Do for You
Insurance companies will try any number of tricks to avoid paying on your claim. The right attorney can recognize these tactics and navigate the system to ensure that injury victims obtain the compensation needed to recover as fully as possible. The right attorney will:
Investigate The Denial
It may not be clear as to why your claim was denied. An attorney will review the denial to determine its validity. In some cases, your clam may have been rightly denied. In many other cases, the reasons for the denial can be contested.
Gather Supporting Documents
It may be that additional documentation is needed for your claim. An experienced attorney can gather medical records and other important documents for the insurance company. A skilled attorney knows what information will change the course of your claim and how to find it.
Draft An Appeal
Different insurance companies and different states have varying procedures for appealing a denied insurance claim. An attorney can begin the appeals process by working within the set framework of your unique situation. An initial letter can set the tone for your appeal and provide a clear message to the insurance company.
Negotiate With The Insurance Company
Appealing an insurance denial and handling the back and forth with the insurance company can be overwhelming for victims who are also dealing with their injuries. An attorney can ease that burden by acting as a victim’s advocate and negotiator.
File A Lawsuit If Necessary
In some cases, insurance companies simply won’t provide the benefits a victim deserves. When they fail to uphold their duty, it may be necessary to file a claim in court. An experienced attorney can provide the guidance necessary to be successful.
Have You Been Denied An Insurance Claim? Is Insurance Delaying Your Payment?
If you've been denied an insurance claim or the insurance company is delaying your payment, you should to speak with an insurance claim attorney as soon as possible. Contact us online or call our Charleston, South Carolina office directly at 843.488.2359 to schedule your consultation. We are also able to meet clients at our Conway, Myrtle Beach, Murrells Inlet, Mt. Pleasant, North Myrtle Beach or North Charleston office locations.
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