Read your policy carefully.
You should know exactly what is covered and how to appeal a denial by your insurance company.
Be very careful about filling out forms.
Even if you make an honest mistake your insurance company may seize on that as a reason to retroactively deny your coverage.
Do not cash a premium refund check.
If your insurance company rescinds your insurance they may send you a refund for the premiums you paid. Cashing it may be interpreted as accepting their decision.
Put everything in writing.
Calling your insurance company is likely to be a frustrating experience and you will not be able to prove anything that a company representative tells your over the phone. Keep records of all bills and correspondence.
Contact your state insurance department.
They may be able to help you, but they will not represent you in a private matter. If all else fails you may need to consult with an attorney.
And most of all, do not give up.
Insurance companies count on you giving up. Fight for your rights.
Have You Been Denied An Insurance Claim? Is Insurance Delaying Your Payment?
If you've been denied an insurance claim, or the insurance company is delaying your payment, you need to speak with an experienced attorney as soon as possible. Please contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Charleston, Mt. Pleasant, Columbia, North Myrtle Beach or North Charleston office locations.