Read your policy carefully.
You should know exactly what is covered and how to appeal a denial by your insurance company.
Be very careful about filling out forms.
Even if you make an honest mistake your insurance company may seize on that as a reason to retroactively deny your coverage.
Do not cash a premium refund check.
If your insurance company rescinds your insurance they may send you a refund for the premiums you paid. Cashing it may be interpreted as accepting their decision.
Put everything in writing.
Calling your insurance company is likely to be a frustrating experience and you will not be able to prove anything that a company representative tells your over the phone. Keep records of all bills and correspondence.
Contact your state insurance department.
They may be able to help you, but they will not represent you in a private matter. If all else fails you may need to consult with an attorney.
And most of all, do not give up.
Insurance companies count on you giving up. Fight for your rights.
Have You Been Injured In A Charleston South Carolina Area Car Accident?
If you've been injured in a car accident you should speak with a car accident lawyer as soon as possible. Contact us online or call our Charleston, South Carolina office directly at 843.488.2359 to schedule your consultation. We are also able to meet clients at our Conway, Myrtle Beach, Murrells Inlet, Mt. Pleasant, North Myrtle Beach or North Charleston office locations.