Should I talk to an attorney before agreeing to an accident insurance settlement?

After an accident, it’s common for an insurance company to contact injury victims quickly. The agency will get in touch right away and seem to be understanding of the victim’s difficult situation. Often, the insurance company offers a settlement award right away. When this happens, many victims are unsure of what to do. Taking the money can seem like a good idea, but it may not be the best decision in the long run. Consulting an attorney can help victims and their families understand their rights and options, so they make the best decisions for the future.
The Derrick Law Firm Speak To A Lawyer Before Agreeing To Insurance Settement
 

4 Reasons to Speak to an Injury Attorney Before Accepting a Settlement 

While the law doesn’t require an attorney to represent accident victims who are considering a settlement offer, it is a good idea to consult a lawyer because:


Insurance Companies Are Not On The Victim’s Side

Insurance companies are out to protect their own interests, and that means providing as little compensation as possible for victims. However, an attorney will be your advocate. He will examine your situation and demand compensation based on your current and future medical bills, lost wages, probable household modifications, pain and suffering, and property damage.
 

It Won’t Cost Victims Anything Upfront

Our attorneys work on a contingency fee agreement, which means we don’t get paid unless we are successful with your claim. When we are successful, our legal fees come directly from the settlement award, and victims pay only nominal fees out of pocket.
 

Once Injury Victims Agree To A Settlement It Cannot Be Changed.

It is not typically possible to change the terms of a settlement agreement after the fact. Often, these early settlement offers are much lower than a victim deserves. An experienced attorney can gather the information necessary about the accident, as well as the victim’s current and future prognosis to determine how much compensation is needed for a complete recovery.

An Attorney Can Ease The Stress Of The Settlement Process 

While simply accepting the settlement and moving on may seem like the easiest path to recovery, accepting a settlement that doesn’t meet your needs can actually make life more difficult. An experienced attorney knows what victims deserve and can ensure their rights are protected. He can take on the frustrations of dealing with the insurance company while victims focus on what’s really important—their physical and emotional recovery.
 
Most injury attorneys offer free consultations, so victims can gain a better understanding of their situation and their options. If an insurance company is offering you or someone you love an injury settlement, protect your interests by speaking with an experienced attorney. 

Have You Been Injured In A South Carolina Area Car Accident?

If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Conway, South Carolina office directly at 843.484.0707 to schedule your free consultation. We are also able to meet clients at our Myrtle Beach, Murrells Inlet, Mt. Pleasant, North Myrtle Beach or North Charleston office locations.

Dirk J. Derrick
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South Carolina Lawyer Dirk Derrick helps victims recover from car accidents, personal injury & wrongful death.