An insurance adjuster may make you an offer on your personal injury claim and tell you that you don't need an attorney. But, it is important to remember who the adjuster works for and that they may not have your best interests at heart. Their goal is to settle a case for the least amount of money possible. They may offer you an amount that is far lower than what you may receive by hiring a lawyer.
Whether you choose The Derrick Law Firm or not, it is best to speak with a personal injury attorney before accepting any offer, or signing any paperwork, from the insurance company.