If you are seriously injured in a car accident and need to seek medical treatment, you will not get your medical bills paid by the at-fault driver's liability policy as they are being incurred. Once you are done seeing doctors, you are able to submit all of your bills to the insurance company to be reimbursed.
This procedure occurs because an insurance company does not have a legal obligation to pay your medical bills as you go. From a leverage standpoint, the more financial strain you feel from medical bills piling up, the more likely you are to take a quick and low offer to settle your case.
This is one of the reasons why you need PIP (Personal Injury Protection) or Med Pay coverage on your own vehicle insurance policy.
These coverages will reimburse you as you incur the bills up to the PIP or Med Pay policy limits. It is recommended to file medical bills on your health insurance, Medicare, or Medicaid if you have it to make sure you get the necessary medical treatment.
If you do not get medical attention, even if it is because a lack of money, the insurance company will argue that you were not hurt because of the lack of medical care.
Have You Been Injured In A Charleston South Carolina Area Car Accident?
If you've been injured in a car accident you should speak with a car accident lawyer as soon as possible. Contact us online or call our Charleston, South Carolina office directly at 843.488.2359 to schedule your consultation. We are also able to meet clients at our Conway, Myrtle Beach, Murrells Inlet, Mt. Pleasant, North Myrtle Beach or North Charleston office locations.