Who provides workers' compensation for my injury on the job?When a person is hurt at work, they are typically entitled to workers' comp benefits. However, the person responsible for providing workers' compensation insurance depends on the situation.

If a person is hurt and working for a subcontractor, the subcontractor would be the first point of contact. If the subcontractor does not carry workers' compensation insurance, then the owner, or the principal contractor, would be liable for the worker's injuries.

This would be just as if the subcontractor's employee was one of the principal contractor's employees.

Dirk J. Derrick
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South Carolina Lawyer Dirk Derrick helps victims recover from car accidents, personal injury & wrongful death.