Many people are reluctant to make small claims on their home insurance for fear their insurance company will raise their premiums or refuse to renew their policy. Some might think the small repairs everyone has to make are exactly what insurance is supposed to be for, but in this day and age insurance companies operate under a "you use it, you lose it" policy. But few know that even calling the insurance company can land you in financial dire straits.
Just by making that phone call you have already determined that your insurance company may drop you at the first opportunity. Insurance companies treat the call just as they would a claim -- as a black mark on your record. The call may go to CLUE (Comprehensive Loss Underwriting Exchange) report on your house -- the report that realtors and banks and anyone with a financial interest in your property can check to see the claims history. Even if you call your agent and not the insurance company directly, you are likely to face the same fate.
If something happens to your home, and you are then denied or the insurance company attempts to delay your claim, you may need an attorney who is experienced with insurance policies and claims. Insurance adjustors work to pay you the least amount of money they have to or to be able to deny your claim completely.
Have You Been Injured In A Charleston South Carolina Area Car Accident?
If you've been injured in a car accident you should speak with a car accident lawyer as soon as possible. Contact us online or call our Charleston, South Carolina office directly at 843.488.2359 to schedule your consultation. We are also able to meet clients at our Conway, Myrtle Beach, Murrells Inlet, Mt. Pleasant, North Myrtle Beach or North Charleston office locations.
