Many people suffering from traumatic brain injuries require intensive rehabilitation and care. Unfortunately, most Americans cannot afford state-of-the-art rehabilitation centers.The only state in the United States that requires major insurers to cover comprehensive brain-injury rehabilitation is Texas. Sadly, the Centers for Disease Control and Prevention reports that 1.7 million people suffer brain trauma each year in the U.S. Most of these cases are from motor vehicle accidents, strokes, assaults, falls, gunshot wounds, and sports related accidents.
The problem is that while most private insurers say they offer coverage, the coverage varies drastically. It's a matter of reading the fine print and understanding what the coverage limits are; making sure your insurance company does not exclude cognitive therapy or see brain injury therapy as an "experimental" treatment.
With millions of Americans suffering from brain injuries, the help is out there. Unfortunately, sometimes it can be difficult and costly to find.
