What can you do to protect yourself against insurance company tactics?

Read your policy carefully.

You should know exactly what is covered and how to appeal a denial by your insurance company.

Be very careful about filling out forms.

Even if you make an honest mistake your insurance company may seize on that as a reason to retroactively deny your coverage.

Do not cash a premium refund check.

If your insurance company rescinds your insurance they may send you a refund for the premiums you paid. Cashing it may be interpreted as accepting their decision.

Put everything in writing.

Calling your insurance company is likely to be a frustrating experience and you will not be able to prove anything that a company representative tells your over the phone. Keep records of all bills and correspondence.

Contact your state insurance department.

They may be able to help you. But they will not represent you in a private matter, so if all else fails you may need to consult with an attorney.

And most of all, do not give up.

Insurance companies count on you giving up. Fight for your rights.

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Learn about how the Derrick Law Firm handles Bad Faith Insurance Claims >>

Conway SC Insurance Law Attorney, Myrtle Beach SC Insurance Law Attorney, Conway SC Insurance Lawyer, Myrtle Beach SC Insurance Lawyer, Conway SC Insurance Law Attorneys, Myrtle Beach Insurance Law Attorneys, Conway SC Insurance Lawyers, Myrtle Beach SC Insurance Lawyers. The Derrick Law Firm is located in Conway, the county seat and the location of the Horry County Courthouse. Mr. Derrick serves clients throughout Horry County including those from Myrtle Beach, Cherry Grove Beach, Little River, North Myrtle Beach, Atlantic Beach, Surfside Beach, Garden City, Carolina Forest, Loris, and Aynor. The Derrick Law Firm also accepts cases from surrounding counties including Georgetown, Georgetown County, Marion, Mullins, Pawley's Island, Murrells Inlet, Litchfield Beach, Florence, and Dillon. A substantial part of our practice is representing visitors to our area from other states.

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