Cases We Take

• Auto Accidents
• Motorcycle Accidents
• Myrtle Beach Motorcycle Accidents
• Wrongful Death
• Denied / Delayed Insurance Claims
• Boat/Jet Ski Accidents
• Tractor - Trailer Truck Accidents
• Personal Injury
• Myrtle Beach Personal Injuries
• Traumatic Brain Injuries
• Spinal Cord Injuries
• Workers Compensation
• Social Security Disability

Blog

Workers Compensation

• States Debate Workers' Compensation Benefits for Undocumented Workers
• 20% of Tennessee Workers Misclassified or Paid Under the Table

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News

Workers Compensation

• Workers' comp insurers must repay customers...
  Posted on 5/20/2010
• Exams of injured workers often one-sided...
  Posted on 5/4/2010

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Library

Workers Compensation

• The Truth About Your Workers Compensation Claim
• The Biggest Mistakes That Could Harm or Destroy Your SC Workers' Compensation Claim

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The Biggest Mistakes That Could Harm or Destroy Your SC Workers' Compensation Claim

1. Failure to be honest in all aspects of your injury and your claim.

Claims can be reduced or destroyed by the employee not being honest about something that has very little impact on the claim. Be honest with your employer, doctor and attorney.

2. Failure to give notice to your employer of your injury.

Section 42-15-20 states that every injured employee shall immediately, on the occurrence of an accident or thereafter as practical, give notice to his employer of the accident.

Let you employer know about your accident immediately. The law gives you 90 days, but the longer you wait, the more difficult it is to prove your injury.

3. Failure to notify each and every doctor you see that your problems came from a work related injury.

Notify your doctor on your first visit that your injury is work-related. If it’s not in the medical record, the worker’s comp insurance company can try to make an issue out of the fact you did not report it.

4. Failure to notify your doctor of all the problems you are experiencing due to a work-related injury.

Don’t assume anything is a minor injury until the symptoms are gone and the doctor is convinced it is fully healed. Report each and every physical and emotional injury after the accident to each doctor you see.

5. Failure to do all scheduled appointments and failure to do what the doctor(s) tell you to do.

If you quit accepting medical treatment, it allows the insurance company to stop your benefits.

6. Failure to try to return to work if and when your doctor believes you are capable of doing so.

If you fail to accept work that meets your restrictions, the insurance company has the right to file a Form 21, requesting that the benefits be terminated.

7. Performing work outside the restrictions given to you by your doctor.

Make sure your give your employer the restrictions given to you by your doctor. If your employer requests you perform work outside the restrictions, notify your doctor first.

8. Failing to realize that the insurance company may have you followed by a private investigator to take video surveillance of you at all times of the day.

Live within the restrictions the doctor gives you at both work and home. Private investigators are used to videotape claimants in order to try to disprove that he/she is injured.

9. Trusting the insurance company in determining your compensation rate.

Your compensation rate is two-thirds your average weekly wage. Insurance companies like to underestimate the average weekly wage as much as possible. An experienced workers’ compensation attorney can ensure that your benefits are correct.

10. Settling a workers’ compensation claim involving permanent impairment and/or the potential need for future treatment without the assistance of an experienced workers’ compensation attorney.

The insurance adjusted is looking out for his/her company’s best interest, not yours. He/she has no legal, moral or financial obligations to ensure that you receive al the benefits you are entitled. You are at a great disadvantage if you do not know your legal rights.

Conway SC Worker's Compensation Attorney, Myrtle Beach SC Worker's Compensation Attorney, Conway SC Worker's Compensation Lawyer, Myrtle Beach SC Worker's Compensation Lawyer, Conway SC Worker's Compensation Attorneys, Myrtle Beach Worker's Compensation Attorneys, Conway SC Worker's Compensation Lawyers, Myrtle Beach SC Worker's Compensation Lawyers. The Derrick Law Firm is located in Conway, the county seat and the location of the Horry County Courthouse. Mr. Derrick serves clients throughout Horry County including those from Myrtle Beach, Cherry Grove Beach, Little River, North Myrtle Beach, Atlantic Beach, Surfside Beach, Garden City, Carolina Forest, Loris, and Aynor. The Derrick Law Firm also accepts cases from surrounding counties including Georgetown, Georgetown County, Marion, Mullins, Pawley's Island, Murrells Inlet, Litchfield Beach, Florence, and Dillon. A substantial part of our practice is representing visitors to our area from other states.

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Video Library

Workers Compensation:

• Workers Compensation Attorney
• Workers Compensation

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FAQs

Workers Compensation

• Can I get a second opinion if I am not happy with the doctor to whom the insurance carrier refers me?

• How do I file a claim
• What is a hearing

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