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Biggest Mistakes You Can Make With Insurance Adjusters

  • Signing medical authorizations for the adjuster

The insurance adjust may ask you to sign papers regarding the case in order for them to pay the claim. However, these medical authorizations allow the insurance company to look at your lifetime medical history and use what they find in the past to deny your present injuries.

  • Giving a recorded statement to the adjuster

An adjuster may ask you for a recorded statement, but understand that the adjuster knows the law and legal consequences of you making certain statements. Innocent statements can be used against you because of your lack of knowledge.

  • Signing a release of any kind

If you sign a release, you are prevented from obtaining underinsured motorist covera ge and perhaps some additional liability coverages even when you would have otherwise been entitled to them.

  • Accepting an offer based on the adjuster saying the amount offered is all the liability insurance available on the at-fault vehicle

This may be true, but not entirely. The other driver may have umbrella coverage or coverage under his/her own policy if he/she was not driving his/her own vehicle or if the driver was working at the time of the accident.

  • Believing that insurance adjusters are looking out for your best interest because they spend millions telling you so in television ads

Your insurance adjuster may assure you that no attorney is necessary. However, insurance companies pay those people represented by attorneys 3 1/2 times more than those unrepresented.

Insurance companies use several methods to you to take less than the value of your case:
  • Offering you quick money before you know the extent of your injuries
  • Delaying in order to wear you down
  • Requesting unnecessary information
  • Objecting to medical treatment prescribed by a doctor
  • Dragging your case out beyond the time period
  • Misrepresenting or failing to explain the insurance coverages available

CNN's Anderson Cooper addressed this issue in a special on auto insurance for 360. You can find those clips here.








































Conway SC Auto Accident Attorney, Myrtle Beach SC Auto Accident Attorney, Conway SC Auto Accident Lawyer, Myrtle Beach SC Auto Accident Lawyer, Conway SC Auto Accident Attorneys, Myrtle Beach Auto Accident Attorneys, Conway SC Auto Accident Lawyers, Myrtle Beach SC Auto Accident Lawyers. The Derrick Law Firm is located in Conway, the county seat and the location of the Horry County Courthouse. Mr. Derrick serves clients throughout Horry County including those from Myrtle Beach, Cherry Grove Beach, Little River, North Myrtle Beach, Atlantic Beach, Surfside Beach, Garden City, Carolina Forest, Loris, and Aynor. The Derrick Law Firm also accepts cases from surrounding counties including Georgetown, Georgetown County, Marion, Mullins, Pawley's Island, Murrells Inlet, Litchfield Beach, Florence, and Dillon. A substantial part of our practice is representing visitors to our area from other states.


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