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Frequently Asked Questions

 


Q: How much can you earn and still receive Disability benefits?

A:

Social Security has special rules called "work incentives" that help you keep your cash benefits and Medicare while you test your ability to work. For example, there is a trial work period during which you can receive full benefits regardless of how much you earn, as long as you report your work activity and continue to have a disabling impairment.

The trial work period continues until you accumulate nine months (not necessarily consecutive) in which you perform what we call  "services" within a rolling 60-month period. We consider your work to be "services" if you earn more than $700 a month in 2009.  For 2008, this amount was $670.

After the trial work period ends, your benefits will stop for months your earnings are at a level we consider "substantial," currently $980 in 2009. For 2008, this amount was $940.  Different amounts apply to people who are disabled because of blindness. The monthly substantial amount for statutorily blind individuals for 2009 is $1,640; for 2008 this amount was $1,570.

For more information about work incentives, we recommend that you read the leaflet, Working While Disabled-How We Can Help (SSA Publication Number 05-10095).


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