If you are seriously injured in a car accident and need to seek medical treatment, you will not get your medical bills paid by the at-fault driver's liability policy as they are being incurred. Once you are done seeing doctors, you are able to submit all of your bills to the insurance company to be reimbursed.
This procedure occurs because an insurance company does not have a legal obligation to pay your medical bills as you go. From a leverage standpoint, the more financial strain you feel from medical bills piling up, the more likely you are to take a quick and low offer to settle your case.
This is one of the reasons why you need PIP (Personal Injury Protection) or Med Pay coverage on your own vehicle insurance policy.
These coverages will reimburse you as you incur the bills up to the PIP or Med Pay policy limits. It is recommended to file medical bills on your health insurance, Medicare, or Medicaid if you have it to make sure you get the necessary medical treatment.
If you do not get medical attention, even if it is because a lack of money, the insurance company will argue that you were not hurt because of the lack of medical care.
Being seriously injured in an accident can change your life and cause hardships. If you feel you need help getting the medical treatment you need and your medical bills paid, contact Myrtle Beach Car Accident Lawyers at The Derrick Law Firm for your FREE consultation. 843-248-7486.
Personal Injury Attorney Dirk Derrick has over 29 years of experience in personal injury including auto accidents, motorcycle accidents, slip and falls, workers' compensation, wrongful death, and insurance claims.
Voted Best Attorney by the readers of the Horry Independent and Myrtle Beach Herald, The Derrick Law Firm will work to get you the full value of your case.
The Derrick Law Firm serves the state of South Carolina and has office locations in Myrtle Beach, Conway, North Myrtle Beach, Charleston, North Charleston, and Mt. Pleasant.