Frequently Asked Questions

 

Q: Does the insurance company of the at-fault driver have to pay your medical bills while they are being incurred?

A: No.  You will not get medical bills paid by the at-fault driver's liability policy as they are being incurred. First there is no legal obligation to do so.  Secondly, from a leverage standpoint, the more financial strain you feel from medical bills piling up, the more likely you are to take a quick and low offer to settle your case.  This is why you need PIP or Med Pay coverage on your own vehicle insurance policy.  These coverages will reimburse as you incur the bills up to the policy limits.  File medical bills on your health insurance, medicaire, or medicaid if you have it to make sure you get the necessary medical treatment.   If you don't get medical attention, even if it is because a lack of money, the insurance company will argue you must not have been hurt.

The Derrick Law Firm is located in Conway, the county seat and the location of the Horry County Courthouse. Mr. Derrick serves clients throughout Horry County including those from Myrtle Beach, Cherry Grove Beach, Little River,  North Myrtle Beach, Surfside Beach, Garden City, Carolina Forest, Loris, and Aynor. The Derrick Law Firm also accepts cases from surrounding counties including Georgetown, Georgetown County, Marion, Mullins, Pawley's Island, Murrells Inlet, Litchfield Beach, Florence, and Dillon.  A substantial part of our practice is representing visitors to our area from other states.